Skip to content

Having trouble? Call us direct

0330 041 7000

Benefits

illustration of man using the Smartdriverclub app

More intelligent insurance costs less. But that doesn’t mean it does less.

As well as the benefits you’d expect, there’s a few you wouldn’t. Like 24hr theft tracking, 24hr claims and accident detection and assistance, smart new ways to maintain your vehicle and a range of optional extras like Motor legal protection and breakdown assistance.

Your Benefits

Windscreen cover*

To repair or replace broken glass in your car's windscreen, windows or sunroof. Comprehensive cover only.

Personal Injury cover*

up to £5,000 of personal injury cover for you and your spouse, because the only thing more important than your car and its contents is you.

30 day European cover*

Get covered with all the benefits of your UK policy, anywhere in the EU.

Personal Belongings cover*

For your personal items up to £100 in your car if they are damaged or stolen from your car.

Fire and Theft cover*

We have you covered if your car is stolen or is damaged because of an engine fire.

* Terms, conditions and exclusions may apply

Available optional extras

Replacement car

Would you be stuck without a car if yours is written off or stolen? We’ll give you a replacement car that’s similar to your own, so you can carry on as usual while your claim is being taken care of.

Keyback Cover

Keys have become more expensive to replace. So we’ll cover the cost of replacing your lost or damaged keys up to a value of £1,500, with our KeyBack Policy.

Personal accident cover

Damage to your car is bad. Injury to you or your passengers is worse. So we’ll give you two options of cover for you and your passengers in the event of a severe injury or assault while driving your car.

Motor Legal Protection

When you’re involved in an accident and the claim is not your fault, there’s more than your car to worry about. We’ll help out with your legal costs if you decide to pursue a claim.

Breakdown cover

Just choose the breakdown cover that suits you, including Roadside Assistance and Recovery National, Recovery National and Homestart, or full European Recovery.