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Save money on your Insurance policy

Safe drivers will be given a discount at renewal

Take a policy with us and we'll send you a Smartplug™ that simply fits in your car, you get a free app to download and here are just some of the services you will have as a policyholder.

Your Smartplug must remain installed throughout the duration of your insurance with us.

  • 24/7 Crash assistance - we know when you've had a crash and can provide help
  • Theft Tracking - we can track your car and try and retrieve it if it is stolen
  • Location and Behaviour - see how, where and when your car is being driven
  • Safe drivers will be given a discount at renewal

What is Telematics?

Telematics is the use of a Smartplug™ or Black box to calculate a drivers risk of being involved in an accident, based on their driving habits. Smartdriverclub Insurance uses this data to reward good driving with a discount at renewal.

illustration of a telematics

What we monitor


Tip: Much like a speed camera, we allow for a small margin of error, but keep to the speed limit to help achieve a bigger discount


Tip: Braking should be well timed and smooth, harsh, or last-minute braking will lead to your score being reduced

Night Driving

Tip: No Curfews – driving between 11pm and 5am will reduce your overall score making it less likely to achieve a discount

How it works

Here at Smartdriverclub Insurance we want to make sure that having car insurance is as simple as it can be, the following steps will guide you through how to get started.

illustration of a telematics

Follow the steps to purchase

Simply click on get a quote and follow the quote engine through the steps and purchase your car insurance from us

Install your Smartplug™

Pop the Smartplug we send you, into your car within 7 days from purchase

Monitor your score

Remember to keep an eye on your driving score, this willl affect your renewal price, you can view it on the app avilable on iOS and Android

Your renewal

The moment you’ve been waiting for all year, safe drivers will be given a discount at renewal

Why choose us?

More intelligent insurance costs less. But that doesn’t mean it does less.

As well as the benefits you’d expect, there’s a few you wouldn’t. Like 24hr theft tracking, 24hr claims and accident detection and assistance, smart new ways to maintain your vehicle and a range of optional extras like Motor legal protection and breakdown assistance.

illustration of a benefits

Windscreen cover

To repair or replace broken glass in your car’s windscreen, windows or sunroof

Personal injury cover

Up to £5,000 of personal injury cover for you and your spouse (per couple) because the only thing more important than your car and its contents is you

Personal belongings cover

For your personal items up to £100 in your car if they are damaged or stolen from your car

Fire & theft cover

If your car is stolen or is damaged because of a fire